Ricardo D. De Guzman

Ricardo de Guzman, REA, REB, currently serves as Division Head for Credit Appraisal at PSBank since December 2016, bringing extensive experience in appraisal processes and team management. Prior roles include Director for Property Appraisal at Pinnacle Real Estate Consulting, where workflow processes were streamlined, and Appraisal Team Head at Chinabank Savings. From November 1997 to August 2015, Ricardo held various positions at Planters Development Bank, focusing on appraisal report review and team performance monitoring. Educational credentials include a BS in Commerce with a focus on Computer Science from Wesleyan University-Philippines and licenses as a Real Estate Broker and Appraiser. Additional expertise encompasses property valuation, background investigations, and strong connections within the real estate industry.