Hardik Saraf

Hardik Saraf is an experienced finance professional currently serving as Associate Director of Financial Planning and Analysis at Pilgrim since August 2025. Previously, Hardik held the position of Financial Planning and Analysis Manager at CaaStle from September 2023 to June 2025, where significant achievements included a 25% reduction in cash outflow through effective restructuring and budgeting. Prior to that, Hardik worked at Renegade Insurance as Founder's Office Associate, focusing on strategy and M&A, and at J.P. Morgan as an M&A Associate and Credit Analyst. Earlier roles included positions at StockGro, Duff & Phelps, Choice Equity Broking, ICICI Bank, and PwC, where Hardik developed a strong foundation in financial analysis, business development, auditing, and strategic growth. Academically, Hardik holds an MBA from the Indian Institute of Management, Kozhikode, and professional qualifications as a Chartered Financial Analyst and Chartered Accountant.