Jiayi Pan

Jiayi Pan is a data scientist currently employed at Plaid since October 2023, where efforts focus on developing machine learning solutions to mitigate risk and fraud in ACH payment transactions. Prior to this role, Jiayi served as a Fintech Data Scientist at Vanguard from February 2022 to October 2023, delivering comprehensive data science solutions to enhance investment decision-making for fixed income products, and integrating alternative data for trading strategies using advanced analytical techniques. Experience as a Fintech Data Scientist Intern at Vanguard included creating ETL pipelines and machine learning models to predict sovereign credit rating downgrades. Academic contributions include serving as a Teaching Assistant at Columbia University and conducting research at Carnegie Mellon University, culminating in a publication related to network studies. Educational qualifications include a Master of Science in Data Science from Columbia University and a Bachelor of Science in Mathematics from Carnegie Mellon University.