Crystal Gray

Crystal Gray has a strong background in the legal field, with a focus on mortgage origination and servicing. Crystal is currently serving as the SVP Associate General Counsel at Planet Home Lending, LLC. Prior to this role, they worked at Homepoint as the Managing Director - Legal, where they managed a team handling legal, compliance, licensing, and audits for a growing mortgage company. Crystal also provided legal advice on various areas including loan origination operations, licensing, marketing, LO compensation, consumer privacy, and regulatory change management. Before joining Homepoint, Crystal worked as the Senior Director - Legal at Home Point Financial Corporation, where they provided in-house legal counsel on federal and state consumer finance laws and regulations pertaining to mortgage origination and servicing. Crystal'spractice area focused on origination operations, marketing, licensing, contract negotiations, and loan originator compensation compliance for TPO and Retail channels. Crystal started their legal career at Hudson Cook, LLP, where they held various positions including Associate Attorney, Paralegal, and Legal Assistant. Crystal also gained experience at the Federal Trade Commission as a Law Clerk in the Division of Financial Practices.

Crystal Gray has a JD degree in International Law, Consumer and Commercial Transactions from George Mason University - Antonin Scalia Law School. Crystal also pursued an MBA in Finance at Baker College Center for Graduate Studies. Additionally, they obtained two Bachelor of Arts degrees from Michigan State University, one in Criminal Justice and the other in Psychology. The start and end years for each educational experience are not provided.