Ramesh Gholap

Ramesh Gholap is an experienced financial professional with a focus on credit management and underwriting. Currently serving as Branch Credit Manager at PNB Housing Finance Limited since July 2022, Ramesh has held similar roles at Piramal Capital & Housing Finance Limited, Hero Housing Finance, and Shriram Housing Finance Ltd., specializing in home loan (HL) and loan against property (LAP) underwriting. With previous experience as a Credit Officer at Religare Finvest Limited and as a Credit Analyst at ICICI Bank and Tata Capital, Ramesh has developed strong skills in assessing loan eligibility and analyzing credit reports. Ramesh holds a Master of Business Administration (MBA) in Finance from Savitribai Phule Pune University.