Umang Garg

Umang Garg is an experienced professional in the finance sector with a focus on credit management and relationship building. Currently serving as an Area Credit Manager at PNB Housing Finance Limited since November 2022, Umang previously held the position of Branch Credit Manager at IDFC FIRST Bank from April 2021 to October 2022 and served as a Credit Manager at Aditya Birla Housing Finance Limited between May 2019 and April 2021. Initial roles include Relationship Manager at HDFC Bank Limited and Article Assistant at Bhorkar and Kularni, where Umang managed various audit assignments. A Chartered Accountant, Umang Garg graduated from The Institute of Chartered Accountants of India and is pursuing CFA Level 2 from the CFA Institute, demonstrating a solid foundation in auditing, finance, and credit assessment.