Andy Voisard has over two decades of experience in credit risk management and audit, currently serving as a Credit Risk Manager/Director at PNC since November 2009, overseeing credit challenges and fraud risks for the consumer credit card portfolio. Prior roles at PNC include SVP and Credit Risk Review Manager Sr., responsible for leading a team in executing credit reviews, and Vice President and Function Manager for Credit Audit, where accountability included planning and administrating credit audits. Voisard’s career began at National City Bank, progressing from Auditor to Loan Review Specialist and Vice President, where responsibilities encompassed comprehensive loan portfolio reviews and compliance assessments. Voisard holds a degree from Miami University, obtained between 1995 and 1999.