CURTIS L. GARDNER JR. is an accomplished professional with extensive experience in the banking and lending sectors, currently serving as Retail Branch Manager at PNC since July 2025, where responsibilities include driving growth and cultivating community relationships in the Tennessee region. Previously, CURTIS held the position of Relationship Manager III at Cadence Bank, overseeing business growth and staff development. Additional roles include SVP/Chief Lending Officer at The Housing Fund and various management positions at Synovus, Fifth Third Bank, and Mariner Finance, focusing on lending and customer service. CURTIS began a career in finance with positions at loanDepot, Impac Mortgage, Home Lending Source, and State Farm, emphasizing relationship-building and sales in mortgage and insurance products. CURTIS holds a Bachelor’s degree in Business Administration from Middle Tennessee State University.
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