PointBank is an independent, locally owned bank that has been serving the Denton County community since 1881—over 135 years!  Currently, we have nine branches conveniently located in nine communities that offer:

•Free Checking
•Premier Checking
•Personal and Business Loans
•MasterCard Check Cards
•24 Hr. X-Press Banking
•Free Online Banking

About PointBank’s History
James Pierson first planned to build a town in north Denton County in 1853 and Pilot Point’s first bank opened its doors 28 years later.  It was 1881 and the bank, Pilot Point Bank, served as the forerunner according to records from the Pilot Point Chamber of Commerce.

Pilot Point National Bank was chartered on July 13, 1892, 8 years after opening its doors as a non-chartered bank.  On November 15, 1995, Pilot Point National Bank shortened its name and officially became PointBank.

PointBank currently has nine branch locations throughout Denton County, with continuous plans for future expansion and growth.

A.H. Gee was the first president of the bank, which was capitalized with $80,000.  J.A.L. McFarland was named the bank’s first cashier.  Other bank presidents through the years have been H.W. Gee, 1929-1938; J. Earl Selz, 1938-1963; Walter Ray, 1963-1976; Ralph Burton, 1976-1981; J. Raymond David, Sr., 1981-2004; and Ray David, Jr., 2004-present.

Originally built in 1892, the building was remodeled in 1940.  In 1965, the bank’s operations were moved to 324 South Washington Street in Pilot Point.

In February 1987, PointBank opened its first branch office in Aubrey, Texas. Since that time, seven additional branches have opened in Argyle, Denton (two locations), Lake Cities, Lewisville, Little Elm and the newest location, Flower Mound.

The officers, directors, shareholders and employees of PointBank are proud of the record of service the bank has achieved over its long history.

Banking

PointBank

Ray David

Krista Reed

Andrew Dowdy

Randy Robinson

Shannon Black

Amy Kuhn

Aaron Benedict

Zachary Tucker

Kathy Chambers

Dustin Holdge

Milly French

Jonathan David

Chase Medler

The Credit and Lending team at PointBank is responsible for evaluating and approving loans for both personal and commercial clients within the Denton County community. They analyze creditworthiness, assess lending risks, and ensure compliance with regulatory standards to provide tailored financial solutions that support customer needs while promoting the bank's growth and stability. Their expertise fosters strong relationships with borrowers, ultimately contributing to the bank's mission of serving the community effectively.

Credit and Lending

Leadership Team

Banking Operations

Credit and Lending

About

Team members

Other teams at PointBank

Leadership Team

Banking Operations