Ricardo Rubio Rubio

Ricardo Rubio Rubio has extensive experience in investment and pension advisory services, currently serving as an Investment Specialist at Porvenir Pensiones y Cesantías since November 2012, focusing on optimizing savings through investment and tax consulting. Prior to this role, Ricardo worked as an Investment Consultant, providing advisory services in tax and pension matters. Previously, from April 1999 to March 2012, Ricardo held the position of Personal Executive at AFP HORIZONTE, where the focus was also on pension, investment, and tax advisory. Educationally, Ricardo earned a degree in Strategic Management from Universidad de San Buenaventura in 2013, and holds a degree in International Business Administration from the same institution, completed in 2012.