THOMAS J. RIETANO is a managing director in the Merrill Lynch Private Banking & Investment Group in Washington, DC, where his team oversees more than $2.5 billion in client assets. He has served on a number of not-for-profit boards in the greater Washington, DC, area. Mr. Rietano is a graduate of the University of Vermont. He and his wife, Margaret, and their four children live in Washington, DC.