Karoly Kiss has extensive experience in the banking sector, having worked at ProCredit Bank since April 2001 in various roles, including Branch Manager, Deputy Branch Manager, Credit Coordinator, and Loan Officer. Additionally, Karoly has served as Branch Manager at ProCredit Bank Romania since August 2002. Prior to this, Karoly worked as an Accountant at Societatea de Management Feroviar from January 1999 to March 2001. Educational qualifications include a Master’s Degree in Financial Assessment of Companies from West University of Timisoara (1998-2000) and a Bachelor’s Degree in Finance and Insurance from the same institution (1994-1998), along with training at ProCredit Academy from 2010 to 2012.