Norberta Silva Menezes

The Professional Provident Society (PPS) is the largest South African company of its kind that provides financial services exclusively for graduate professionals. PPS operates under the ethos of mutuality, which means that it exists solely for the benefit of its members. PPS membership provides access to a comprehensive suite of financial and healthcare solutions that are specifically tailored to meet the needs of graduate professionals, including life insurance, short-term insurance, health professions indemnity, specialist support services, financial advisory, wealth advisory, investments and administers the Profmed Medical Scheme. Members with qualifying products from PPS Insurance, PPS Investments, PPS Short-Term Insurance and Profmed share in the profits and losses of PPS Insurance annually through PPS’s unique Profit-Share* Account. After we have honoured all valid claims and covered the expenses of doing business, and set up reserves for future possible claims, we distribute what is left to our members with qualifying products, together with investment growth, either as claims or as allocations to their Profit-Share accounts. So, the greater their contributions in these products, the greater is their part of the annual Profit-Share. Visit www.pps.co.za for more information. PPS is a licensed insurer conducting life insurance business, a licensed controlling company and an authorised FSP.