Randy Padawer

Randy architected Progrexion’s unique data-driven credit repair program within tiered service levels and holds three patents for IP supporting these approaches. A Ph.D. in clinical psychology, his research interests include consumer behavior, credit scoring, intervention efficacy and personality testing. Randy co-authored the best-selling “FICO® 850” seminar for The Motley Fool, a leading personal finance publisher, and has been featured in the Journal of Personality Assessment, the Journal of Consulting and Clinical Psychology and Smart Money Magazine. In the early 1990s, Randy founded a company that would become keyword “CLASSIFIEDS” on America Online and—post-acquisition—continued to lead AOL Classifieds’ divisional operation for a decade.