Carmen S. Melero

Carmen S. Melero is the Principal at Carmen S. Melero Advisors LLC. From 1995-2019 , she worked as the Vice-President of Multifamily Financing at Banco Popular de Puerto Rico. Ms. Melero began her career as a research assistant for Reed, Torres, Beauchamp, and Marvel, Architects, Puerto Rico in 1968. She later served as a consultant on the Puerto Rico Planning Board from 1970-1973.

Mrs. Melero then moved her career to New York, where she served as the principal housing planner for the Department of Community Development from 1975-1979, Neighborhood Preservation Specialist for N.Y. State Department of State, Division of Local Government and Community Services from 1979-1981, Principal Analyst for the New York State Council on Housing and Community Development, Executive Chamber from 1981-1982, director of Upstate New York Regional Office, NY State Housing Finance Agency (HFA) from 1985-1989, and as Deputy Regional Director for the State of New York Mortgage Agency (SONYMA) from 1982-1985.

After returning to Puerto Rico, she worked as the president of the Puerto Rico Housing Bank and Finance Agency from 1989-1992, consultant to the Multifamily Housing Finance and Development in San Juan from 1992-1995, and as vice president of the Multifamily Financing in Banco Popular de Puerto Rico from 1995-2019. All the while, Ms. Melero has been an active member of the community, serving as a board member in a variety of notable organizations such as Habitat for Humanity, Producir Inc., PR Bakers Association, One Stop Center, among others. She has also served as a member of the board of directors at Baldwin school of Puerto Rico since 1991 and as an advisor to the PR Bank Association in the development of the Puerto Rico Housing and Human Development Trust since 2002.

Ms. Melero received a Faculty of Natural Sciences, Bachelor of Arts degree in 1964, and a masters of Urban Planning in 1970 from the University of Puerto Rico. She then attended Syracuse University School of Architecture in 1975 where she completed coursework leading to a Bachelor of Architecture degree (thesis pending).