Credit Analysis and Risk Management

The Credit Analysis and Risk Management team at Commonwealth Bank Indonesia is responsible for evaluating and managing the creditworthiness of potential and existing clients, particularly in retail and SME segments. They conduct thorough risk assessments, analyze credit data, and provide insights to mitigate financial risks, ensuring compliance with regulatory requirements. The team also develops and implements strategies to enhance credit recovery and operational risk management, contributing significantly to the bank's mission of delivering innovative digital financial solutions.