Sahala Simanjuntak

Sahala Simanjuntak is currently the DPD & Portfolio Management Department Head at KB Bank, overseeing multiple units related to delinquent management and portfolio quality, and reporting directly to the Credit Director. With extensive experience in credit risk management, Sahala previously held the position of Credit Risk Management Unit Head at Bank CTBC Indonesia, where responsibilities included portfolio reporting and supporting business initiatives from a risk perspective. Prior roles at CIMB Niaga spanned various positions, including Commercial Banking Early Alert Head and Portfolio Management Head, focusing on credit loss minimization and portfolio strategy development. Earlier experience also includes a technical role at PT Smartfren Telecom Tbk as a Junior Engineer. Sahala holds a degree from Institut Teknologi Telkom.