Credit and Risk Management

The Credit and Risk Management team at PT Bank KEB Hana Indonesia is responsible for assessing and mitigating credit risks associated with lending to small and medium enterprises (SMEs), corporations, and retail customers. This team evaluates creditworthiness, develops risk management policies, ensures compliance with legal standards, and conducts thorough reviews of credit applications to safeguard the bank's assets while facilitating growth in the business segments served. They also focus on tax risk and transfer pricing to optimize financial performance in alignment with regulations.