Arif Apriyadi

Arif Apriyadi has a Bachelor's degree in International Relations from Universitas Padjadjaran. Arif has extensive experience in risk management, credit, and operations across various companies such as PT Sarana Multi Infrastruktur (Persero), Bank Mega Syariah, Sampoerna Financial Group, PT Perusahaan Pengelola Aset (Persero), and PermataBank. With a background in developing risk mitigation policies and operational improvements, Arif's expertise lies in analyzing and regulating risks in financing and credit operations.