Melissa Espinoza

Melissa Espinoza, CPA, currently serves as Chief Financial Officer and Senior Vice President of Support at Public Service Credit Union in Michigan since September 2021. Previously, Melissa held the position of Chief Financial Officer at One Detroit Credit Union and Michigan First Credit Union, where responsibilities included overseeing financial reporting and accounting operations, managing significant investment portfolios, and producing annual budgets for organizations with assets exceeding $1 billion. Additional experience includes serving as Chief Financial Officer at Zeal Credit Union, where Melissa managed various financial and regulatory reporting teams, and as Chief Financial Officer at Michigan Business Connection, responsible for financial management and loan servicing. Melissa began a career in auditing at Doeren Mayhew, where extensive experience in financial statement audits and internal controls was gained. Melissa holds an MBA from Walsh College and a Bachelor of Science in Accounting from Madonna University.