Nilay Raut has a background in accounting and finance, starting as an Executive Assistant and Trainer at Sharada Computer Training Center. From there, Nilay moved on to work as an Executive Accountant at Sachin Phadke & Associates. Eventually, Nilay transitioned to Dp Operations and Business Development at StockHolding Corporation of India Limited before moving on to Punch as a Depository Operations Associate. Nilay holds a M.Com degree in Advance Accounting from the University of Mumbai and a B.Com degree in Accounting and Finance from N.S.S College of Commerce & Economic.