Qena Digital Lending
Kalkidan Tesfahun is a skilled software developer with extensive experience in various roles within the technology sector. Currently engaged as a Software Developer at E-LMIS - ብቁ and as a Web Developer at Qena Digital Lending since August 2023, Kalkidan has previously held significant positions including Senior Software Developer at Quantum Technology PLC and Software Developer roles at Nigus Sport Betting and Atlas Computer Technology Plc. Kalkidan's expertise also encompasses quality assurance testing and data analytics, complemented by a Bachelor's degree in Statistics from Addis Ababa University, obtained in May 2018.
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Qena Digital Lending
Qena Digital Lending is an AI-powered digital lending Platform that enables banks to provide un-collateralized credit to individualst and MSMEs digitally by leveraging the credit scoring system. Since its start, Qena has worked to develop its AI-powered Credit Scoring System and Digital Financing Platform to offer commercial banks a digitized underwriting process for quicker and more accurate credit & finance decisions, without requiring collateral. We collaborate, train, assist and co-create innovative solutions for financial institutions to provide access to finance for unserved and under-served segments. Qena has gained widespread recognition for its innovative digital lending product, Michu, which is provided in partnership with the Cooperative Bank of Oromia. In just 8 months, Michu has already disbursed over 1 billion Birr in loans, making it a popular choice among borrowers in Ethiopia.