Qena Digital Lending
Misaella Melaku is a Junior Human Resources Business Partner at Qena Digital Lending since June 2023. Prior to this role, Misaella served as a Talent Acquisition Specialist at Ethiojobs.net from March 2021 to June 2023, where responsibilities included outsourcing for PepsiCo (Sunchips). Misaella also held positions as an HR Business Associate and Management Trainee. Misaella holds a degree in Journalism & Communication, with a focus on Public Relations, Advertising, and Applied Communication from Addis Ababa University, completed between 2017 and 2020.
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Qena Digital Lending
Qena Digital Lending is an AI-powered digital lending Platform that enables banks to provide un-collateralized credit to individualst and MSMEs digitally by leveraging the credit scoring system. Since its start, Qena has worked to develop its AI-powered Credit Scoring System and Digital Financing Platform to offer commercial banks a digitized underwriting process for quicker and more accurate credit & finance decisions, without requiring collateral. We collaborate, train, assist and co-create innovative solutions for financial institutions to provide access to finance for unserved and under-served segments. Qena has gained widespread recognition for its innovative digital lending product, Michu, which is provided in partnership with the Cooperative Bank of Oromia. In just 8 months, Michu has already disbursed over 1 billion Birr in loans, making it a popular choice among borrowers in Ethiopia.