Qena Digital Lending
Tesfahun Yemisrach is a Senior Software Engineer with extensive experience in the technology sector, currently working at Qena Digital Lending since May 2023. Previously, Tesfahun held similar positions at Kifiya Financial Technology PLC from May 2022 to April 2023, and at iceaddis as a Full Stack Developer from February 2022 to April 2022. Tesfahun also has a background as a Software Developer at Atlas Computer Technology Plc from December 2019 to January 2022. In addition to professional experience, Tesfahun is pursuing a Master of Science in Artificial Intelligence at Addis Ababa University, expected to complete the degree in September 2025, and holds a Bachelor's degree in Computer Science from Dilla University, earned in July 2018.
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Qena Digital Lending
Qena Digital Lending is an AI-powered digital lending Platform that enables banks to provide un-collateralized credit to individualst and MSMEs digitally by leveraging the credit scoring system. Since its start, Qena has worked to develop its AI-powered Credit Scoring System and Digital Financing Platform to offer commercial banks a digitized underwriting process for quicker and more accurate credit & finance decisions, without requiring collateral. We collaborate, train, assist and co-create innovative solutions for financial institutions to provide access to finance for unserved and under-served segments. Qena has gained widespread recognition for its innovative digital lending product, Michu, which is provided in partnership with the Cooperative Bank of Oromia. In just 8 months, Michu has already disbursed over 1 billion Birr in loans, making it a popular choice among borrowers in Ethiopia.