Qiam is a principled fintech ecosystem comprising of marketplaces, products, guided by Shariah and built on blockchain. The key focus of Qiam is to democratise access to finance and empower individuals in their wealth creation & management.

Qiam introduces technology that enables parties to digitally enforce and provide proof of compliance to principles – Proof of Principle.

The Qiam ecosystem will include products like Sukool (Qiam’s digital sukuk), peer to peer lending, trade finance, real asset tokenization, Zakat and Sadaqah among many other products. Qiam uses the core principles of Shariah like no interest, no speculation in all products. Blockchain as a technology ensures trust, transparency and obligations that are automatically enforced. 

The first product is Sukool, which enables businesses to raise non-dilutive capital on a risk (profit or loss) share model. Qiam provides different structuring options covering tenure, nature of return, etc.
 
Qiam has started on a great note, creating excitement among bankers, investors, and the financial industry at large. Qiam is expanding its team and hence is on the lookout for budding smart talent from across the globe, always!

Qiam

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