Nikola Perać

Nikola Perać, FRM, is a seasoned professional with extensive experience in credit risk management and model validation. Currently serving as a Senior Credit Risk Controller and previously as a Senior Retail Model Validation Manager at Raiffeisen Bank International AG since November 2017, Nikola specializes in the periodic validation of PD, LGD, and CF Pillar 1 models, as well as IFRS 9 ECL models. Prior experience includes a Senior Consultant role in Quantitative Advisory Services at EY, where independent model reviews and credit loss methodology assessments were conducted. Nikola's career began at the National Bank of Serbia as a Junior Banking Supervisor, with additional roles at Raiffeisen Bank Serbia, PricewaterhouseCoopers, and Banca Intesa. Education includes a Master's degree in Quantitative Finance and a Bachelor's degree in Finance, Banking, and Insurance from the University of Belgrade.