Carmen Ciuca

Carmen Ciuca has a diverse and extensive work experience spanning over several companies and roles. Carmen is currently a Member at WIT Angels Club and an Investor at StatInf, both positions starting in 2023. Previously, they held various roles at Raiffeisen Bank Romania, including Head of Business Management Capital Markets Products from July 2021 to present. Prior to that, they were a Department Manager Product Development and a Product Development Coordinator at the same company. Carmen also worked at Raiffeisen Bank International AG as a Senior Business Analyst, and earlier at Raiffeisen Bank Romania as a Manager Middle Office. Carmen has also held managerial positions at ABN AMRO Bank N.V. and National Bank of Greece. Their career started as a Customer Desk Officer at Dacia Felix Bank, and they later became a Treasury Management Officer at Société Générale.

Carmen CIUCA has a diverse education history. Carmen obtained a Certificate in Sustainability for Finance from ACCA in 2023. In 2021, they earned a Certificate from the Product Institute, with a focus on Product Management, Market Research, Tech Fundamentals, UX Design, and Metrics. Carmen also received a Certificate in Digital Transformation from IMD in 2020. Carmen further expanded their knowledge with certifications in various fields, including Blockchain and Alternative Finance from Euromoney Learning Solutions in 2019 and Retail & Digital Banking from Euromoney Learning Solutions in 2018. Additionally, they gained expertise in Product Development & Management for Transaction Banking from Euromoney Learning Solutions in 2017 and Scrum Agile Framework from Trilex Consulting in 2015. Earlier in their education journey, Carmen earned a certificate in FCCA from ACCA in 2008 and a certificate in finance, banking, and risk management for financial services from the University of Wisconsin-La Crosse in 2001. Lastly, Carmen holds a diploma in Banking, Finance, and Accounting from Academia de Studii Economice din București. Carmen has also obtained several additional certifications throughout their career, including courses related to Generative AI, Cloud Computing, Market Research, Agile Methodologies, and Data Analysis, among others.