Rahul Kumar

Rahul Kumar is a strategic leader with 14 years of experience in risk management, data science, and AI strategy, primarily within the fintech and NBFC sectors. A graduate of IIM Calcutta and BIT Sindri, Rahul previously held senior roles at organizations such as Arthmate, Jupiter, and Think Analytics. They specialize in developing scalable credit risk systems, fraud analytics, and compliance frameworks, with significant contributions to real-time lending decision-making using advanced machine learning techniques. Currently, Rahul serves as the Head of Data Science and Risk at Ram Fincorp, where they drive AI-driven underwriting models and oversee enterprise-wide risk management.