Kubeshan Padayachy

Kubeshan Padayachy has extensive experience in credit risk management, currently serving at RMB - Rand Merchant Bank since 2024. Prior roles include Credit Risk and Portfolio Management at Old Mutual Specialised Finance (Pty) Ltd from June 2022 to January 2024, and Portfolio Manager for Stanlib Credit Alternatives from January 2018 to June 2022, where responsibilities included sourcing, structuring, and managing illiquid credit exposures. Kubeshan also held the position of Head of Credit at Liberty Group and Stanlib Asset Management South Africa from January 2013 to December 2017, overseeing a team of credit analysts and managing a portfolio of credit assets. Earlier experience includes various credit risk positions within the Standard Bank Group from February 2003 to December 2012. Kubeshan holds a Bachelor of Commerce with Honours in Finance and Economics from the University of Natal, obtained between 1998 and 2001.