Carolina Moura

Carolina Moura has a diverse work experience spanning over several industries and roles. Carolina started their career as a Gerente de Crédito at Aymoré Financiamentos - Grupo Santander Brasil, where they were responsible for managing the credit cycle for both individuals and companies. Carolina then moved on to work as a Coordenadora de Crédito at Cred21 empreendimentos e promoções, where they led a team of professionals in credit analysis for individuals.

Carolina then joined BV Financeira as a Coordenadora de Crédito, where they continued to oversee credit analysis for both individuals and companies and was also responsible for structuring credit centers in Belo Horizonte and Fortaleza. Carolina later worked at Banco Pan as a Coordenadora de Crédito, where they were in charge of manual credit analysis for individuals and companies, and also played a key role in planning and restructuring the credit department to improve approval rates.

Carolina then moved to Embracon Administradora de Consórcio as a Gerente Sênior de Crédito e Cobrança, overseeing the credit, collection, and fraud cycles for individuals and companies. Carolina was also a member of the credit and money laundering prevention committee.

Following their tenure at Embracon, Carolina joined Natura &Co as a Gerente Sênior de Crédito e Cobrança, where they managed credit and collection projects and processes for all companies under the group. Carolina also played a vital role in planning and implementing decision management software for Natura PAY's credit products.

In 2023, Carolina worked as a Consultora e Mentora de Carreira at Carolina Moura - Consultoria de Carreira, specializing in helping individuals achieve their career goals and providing guidance on career changes, promotions, salary increases, and overall job satisfaction.

Currently, Carolina holds the position of Head de Crédito e Risco at Randoncorp, where they are responsible for credit, risk, and fraud management, serving both Consórcio and Banco RANDON. Carolina leads a team of 32 professionals and is accountable for performance management.

Overall, Carolina Moura possesses extensive experience in credit and risk management, team leadership, and project implementation across various sectors and functions. Carolina is skilled in identifying and developing strengths, overcoming challenges, and creating personalized action plans for professional growth.

Carolina Moura's education history begins in 2002 when they attended Faculdade Flamingo and obtained a Bachelor's degree in Business Administration in 2005. In 2008, they pursued a Master of Business Administration (MBA) in Human Resources at Uninove - Universidade Nove de Julho, specializing in People Management, and completed it in 2009. In 2014, Carolina enrolled in FGV - Fundação Getulio Vargas for an MBA in Business Management, which they completed in 2016.

Carolina then took a break from formal education and obtained additional certifications to bolster their skill set. Between 2018 and 2023, Carolina acquired certifications in Personal & Professional Coaching from SBCoaching, Strategic Management from FGV Online, Leadership Coaching from Instituto Brasileiro de Coaching - IBC, Assertive Communication from ESPM Escola Superior de Propaganda e Marketing, and various other courses.

Carolina recently pursued an Executive MBA in Leadership and Future of Work at Faculdade de Brasília, from 2020 to 2021. Additionally, Carolina obtained certifications in Ecossistema de Fintechs e Pagamentos Digitais from Fundação Getulio Vargas, Introduction to Corporate Innovation from AEVO, and courses in Product Management, Strategic Thinking, and OKR.

Carolina continues to actively seek further educational opportunities and certifications to enhance their knowledge and skills in their professional field.