Rick Carpenter is currently the Senior Vice President and Manager of Income Property Lending at Royal Business Bank, a position held since 2018. In this role, they manage the Income Property Lending department, overseeing the origination of various property types, including multifamily and student housing. Previously, Rick served as a Senior Loan Officer at BofI Federal Bank from 2010 to 2015 and was the Director of Sales for the Commercial Real Estate Lending Group at Universal Bank from 2015 to 2017. Rick is currently pursuing a Bachelor's Degree in Public Finance at the University of Southern California.
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