Deepak Kumar is the Chief Risk Officer at RBL Bank. He is an experienced banker, insolvency professional and an arbitrator, who retired as Chief General Manager from the State Bank of India. He has over 37 years of experience in the banking industry. He has served on the RBI committee for resolution of PMC Bank issues and is also a member of the RBI committee for granting licenses to ARCs. Deepak is proficient in all aspects of banking given his long stint across the country in various roles during his long career with SBI. He has held leadership roles in Corporate & MSME Lending, Stress Resolution, retail & branch banking, risk management (including operations risk & Infosec risk), credit policy, and green / sustainable renewable energy financing. He is a post graduate in Mathematics, and also holds an MBA (Finance) as also a law graduate. He was a university gold medalist in both graduate & post graduate levels.