Natalia Hartley Ph.D.

Natalia Hartley, PhD, is an experienced professional in the fields of commercial loans and risk analysis, currently serving as the Owner of N&T Equation LLC since November 2010, where responsibilities include conducting due diligence for banks and private clients. Natalia also holds the position of Senior Commercial Loans Closing Specialist at Voya Investment Management since July 2016, overseeing the operational aspects of the closing process for loans. Additionally, Natalia works as a Senior Commercial Loan Closer at RealtyMogul.com and has previously held key roles at JPMorgan Chase Bank, including Transaction Manager in the CMBS Closing Department. An accomplished individual, Natalia has a Doctorate in Education from Moscow Pedagogical State University and a Bachelor's degree in Russian as a foreign language from Peoples' Friendship University of Russia.