Luca Massimo Merlo

Luca Massimo Merlo, CFP® CIPM®, is a Product Manager at Retail Capital SA since June 2023, focusing on product strategy, delivery, and market analysis. Prior to this role, Luca held various positions at PPS between June 2017 and May 2023, including System Manager, Project Owner, Business Analyst, and Implementation & Development Analyst, where responsibilities included overseeing the digital advisory business and developing financial planning software. Previous experience includes serving as a Financial Planner at PPS Financial Planning and a Financial Administrator at Capitec Bank. Luca's educational background includes a Bachelor’s Degree in Investments & Accounting from Stellenbosch University and several professional certifications in financial planning and investment management, including CFP® and CIPM®.