Retail Capital SA
Luca Massimo Merlo, CFP® CIPM®, is a Product Manager at Retail Capital SA since June 2023, focusing on product strategy, delivery, and market analysis. Prior to this role, Luca held various positions at PPS between June 2017 and May 2023, including System Manager, Project Owner, Business Analyst, and Implementation & Development Analyst, where responsibilities included overseeing the digital advisory business and developing financial planning software. Previous experience includes serving as a Financial Planner at PPS Financial Planning and a Financial Administrator at Capitec Bank. Luca's educational background includes a Bachelor’s Degree in Investments & Accounting from Stellenbosch University and several professional certifications in financial planning and investment management, including CFP® and CIPM®.
Retail Capital SA
Since 2011, we have provided businesses with innovative, flexible and convenient alternatives to traditional business loans. Business owners still identify access to working capital as the single biggest challenge that they are faced with. Being responsible for 50% of the country’s GDP and contributing to over 65% of employment, we are devoted to partnering with businesses to grow the South African economy. This is where we can help and we are proud to have partnered with more than 70,000 SMEs in providing funding of more than R10bn to date.