Steven Millard

Steven Millard is a finance professional with extensive experience in corporate strategy, risk management, and credit analysis. Currently serving as Director of Finance for Corporate Strategy & Planning at Reynolds American Inc. since May 2023, Millard previously held key positions at Silvergate Bank, including Deputy Chief Credit Officer and Market Risk Manager from June 2021 to May 2023. Prior to that, roles at Morgan Stanley included Vice President on the Credit Trading Desk and Associate Fixed Income Credit Analyst, focusing on US investment-grade credit sectors. Millard began a career in finance at Bank of America as a Global Risk Management Intern. Millard earned a Bachelor of Science degree in Finance from Wake Forest University in 2013.