RFA Bank of Canada
Adrian Costea holds an extensive background in risk management and information security, currently serving as the Director and Head of Operational/Non-Financial Risk Management at RFA Bank of Canada since May 2022. Previously, Adrian held the position of Assistant Vice President and Deputy Head of Non-Financial Risk Management & Information Security Officer at Bank of China from September 2017 to May 2022, and served as Vice President at Deutsche Bank from September 1997 to December 2015, overseeing information technology and operational risk management. Adrian began their career at Numetrix as a Systems Analyst and later advanced to roles including Manager Applications and Senior System Analyst. Educational achievements include a Masters Certificate in Enterprise Risk Management and Business Performance from Schulich School of Business, an MBA in Strategy and Finance from Schulich School of Business, an MSc in Biomedical Engineering from Louisiana Tech University, and an MSc in Automation and Computer Science from University POLITEHNICA of Bucharest. Adrian is also a member of MENSA and holds multiple certifications in risk management and information systems.
RFA Bank of Canada
Founded in 1996, RFA (Realty Financial Advisors) is a Canadian-owned real estate investment firm grounded in the Commercial and Asset Management segments. RFA and its investment partners are active participants in a wide array of real estate focused portfolios, including debt financing transactions, REITs, retirement homes, and direct investments in office, retail, industrial and multifamily residential properties. Combined, the RFA group of companies have over $65 Billion in assets under management and an additional $25+ Billion in assets under administration. In 2018, RFA expanded into the residential lending market with the goal of becoming a top broker channel lender. In 2019, RFA accelerated its growth plans through the acquisition of Street Capital Bank and now holds a presence in both the Prime and Alternative lending segments. RFA’s residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet based Alternative mortgage lender (Alt-A and B lending). Combined, RFA offers mortgage brokers a one-stop shop with our full suite of competitive Prime and Alternative mortgages. RFA’s strategic vision is to be a long-term leader in the residential lending segment by offering a value proposition beyond just rate and compensation. Through building a competitive broker experience and solutions-oriented product suite, RFA’s goal is to be recognized and recommended by our mortgage broker partners, mortgagors, and other strategic partners, for our financing solutions and broker/client experience.