RFA Bank of Canada
Zain Chughtai, CPA, CA has a diverse work experience spanning over 14 years. Zain started their career as a Manager at PwC in 2008, where they gained valuable experience for seven years. In 2015, Zain joined UBS as an Associate Director/Controller, Finance, and successfully fulfilled their role for two years. Zain then transitioned to CIBC in 2017, where they served as Senior Manager, Capital Markets Finance, focusing on Private Equity and Strategic Investments until 2019. Zain then joined BMO Financial Group as Senior Manager, Finance, for Technology and Operations from 2019 to 2021, and later shifted their focus to Personal/Commercial Banking and BMO Capital Partners until 2022. Currently, Zain holds the position of Vice President Finance at RFA Bank of Canada, starting in October 2022. With their extensive experience in finance and accounting, Zain Chughtai has established a strong foundation in the industry.
Zain Chughtai, CPA, CA pursued a Bachelor's degree in Accounting and Financial Management (BAFM) at the University of Waterloo. Subsequently, they completed a Master's degree in Accounting (MAcc) from the same university.
RFA Bank of Canada
Founded in 1996, RFA (Realty Financial Advisors) is a Canadian-owned real estate investment firm grounded in the Commercial and Asset Management segments. RFA and its investment partners are active participants in a wide array of real estate focused portfolios, including debt financing transactions, REITs, retirement homes, and direct investments in office, retail, industrial and multifamily residential properties. Combined, the RFA group of companies have over $65 Billion in assets under management and an additional $25+ Billion in assets under administration. In 2018, RFA expanded into the residential lending market with the goal of becoming a top broker channel lender. In 2019, RFA accelerated its growth plans through the acquisition of Street Capital Bank and now holds a presence in both the Prime and Alternative lending segments. RFA’s residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet based Alternative mortgage lender (Alt-A and B lending). Combined, RFA offers mortgage brokers a one-stop shop with our full suite of competitive Prime and Alternative mortgages. RFA’s strategic vision is to be a long-term leader in the residential lending segment by offering a value proposition beyond just rate and compensation. Through building a competitive broker experience and solutions-oriented product suite, RFA’s goal is to be recognized and recommended by our mortgage broker partners, mortgagors, and other strategic partners, for our financing solutions and broker/client experience.