RITWIK FINANCE ENTERPRISES PVT LTD
Sunit Karnawat is the Founder of Saviour Rescuevator Private Limited, established in October 2024, which focuses on enhancing physical safety in high-rise living through India's first structured rescue system for escalators and lift zones. This initiative arose from a commitment to address the critical issue of safety in crises, particularly in Mumbai. In addition, Sunit serves as the Managing Director of Ritwik Finance Enterprises Pvt Ltd since April 2009, where the focus is on providing financial support to shopkeepers, daily wage earners, small to medium business owners, and farmers. Sunit holds a Bachelor of Commerce degree from IIS Jaipur.
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RITWIK FINANCE ENTERPRISES PVT LTD
They said financial services are only for cities. We proved them wrong. From villages without PIN codes to towns without branches, we’ve delivered more than loans - we’ve delivered belief. What We Believe At Ritwik Finance, we believe access to credit isn’t a luxury. It’s a right for every hard-working family, farmer, and small shop owner. We built our model on empathy, understanding, and grounded innovation. Because the person we serve isn’t a CIBIL score. They’re someone’s father, mother, son, or dreamer. Why People Trust Us • 30+ years of grassroots lending experience • 6000+ customers across Rajasthan • ₹50+ Cr disbursed with 97% recovery • 300+ field executives trained in native dialects • RBI-registered NBFC with ISO compliance • Loans processed in 4–5 days with doorstep KYC • We count daily wage, cattle, tractor, and mandi receipts as real income - because they are. What Makes Us Different Most NBFCs need high CIBIL. We accept 600+. Most NBFCs need documents. We accept proof from real life. Where others fear rural lending - we see value. With biometric-based on boarding, vernacular contracts, and village-rooted executives, we’ve made finance feel like family dealings. Do We Work? Ask Our Borrowers. • 21-year-old girl funded for nursing diploma - now a hospital staffer. • A father cleared his daughter’s marriage debts with a ₹2,00,000 loan. • 52-year-old widow now runs a tea stall with help from our micro-business fund. These aren’t case studies. They’re stories. And they’re just a few out of thousands. Let’s Talk Whether you’re an investor, fintech collaborator, or someone building better financial systems - we’d love to connect. Message us here. Or visit: www.ritwikfinance.com