River City Bank
As Chief Credit Officer, Pat McHone has been an integral member of River City Bank’s executive team since 2008. In his role, Pat is responsible for all aspects of overseeing loan production and credit quality for the Bank’s portfolio of consumer, business banking and commercial real estate loans.
To maintain River City Bank’s solid loan portfolio, Pat places a strong emphasis on knowing our borrowers inside and out, including every aspect of their financial position.
With more than 30 years of experience, his banking career includes 16 years as Senior Vice President and Sacramento Valley Region Manager at Mechanics Bank and seven years at Security Pacific Bank.
Pat serves on the Board of Housing Trust Placer, a non-profit organization focused on providing grants and loans to affordable housing developers. He received a B.S. in Business Administration from Menlo College, School of Business Administration.
River City Bank
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Founded in 1973, River City Bank is California's premier business bank with assets in excess of $3.6 billion. River City Bank offers a comprehensive suite of banking services, including loans, deposits and cash management tools to the business, consumer and commercial real estate sectors. With tailored, executive-level service and a “Superior” financial rating from the nation’s leading independent bank-rating firm, BauerFinancial, River City Bank redefines the banking experience and every touch point that surrounds it. River City Bank is the largest, independent, locally-owned, and managed bank in the Sacramento region with offices in San Francisco, the East Bay, the North Bay, and a growing presence in Southern California.