Kristopher Sonsteby

SVP - Assistant Chief Credit Officer at Riverland Bank

Kristopher Sonsteby has a diverse work experience in the banking industry. Kristopher is currently the SVP - Assistant Chief Credit Officer at Riverland Bank, where they have been working since December 2022. Prior to this role, they held positions as the Senior Vice President - Credit Officer and Vice President - Senior Credit Officer at the same bank. In these roles, they were involved in underwriting complex C&I customers, reviewing appraisals, and participating in committees and decision-making processes.

Before joining Riverland Bank, Kristopher worked as a Senior Credit Analyst II at Anchor Bank, N.A. for a brief period in 2017. Kristopher also served as a Senior Credit Analyst at Venture Bank from February 2015 to June 2017, where they assisted lenders in structuring loan packages and supported a team of relationship managers.

Kristopher's earlier experience includes working as a Credit Analyst at Center National Bank from October 2011 to February 2015. Kristopher started their career in the banking industry at American Bank of St. Paul in 2006, where they held various roles such as Credit Officer, Senior Credit Analyst, Credit Analyst II, and Credit Analyst. During their time at American Bank, they gained experience in underwriting, managing a credit analyst team, and assisting with work out, loan review, and appraisal functions.

Their first job in the banking industry was as a Teller II at Northeast Bank from September 1998 to October 2004.

Overall, Kristopher Sonsteby has a strong background in credit analysis, underwriting, and risk management, with progressive roles and responsibilities throughout their career.

Kristopher Sonsteby began their education at Coon Rapids High School, where they completed their high school studies in General Studies from 1996 to 1999. Following their high school graduation, Sonsteby went on to pursue a Bachelor's Degree in Business Management & Communications at Metro State University. Kristopher attended Metro State University from 2000 to 2004, successfully completing their degree.

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