Prior to co-founding RJR Polymers, Ray was the managing Partner of Bregante & Co, a California based CPA firm, and he remains today the CEO of RSB Enterprises, Inc., a Bay Area Real Estate development company. Ray has spent 30 plus years as a consultant to closely held businesses in diversified industries, has been a member of various Boards and has started more that ten companies prior to becoming CEO of RJR. Ray holds a bachelor’s of science degree in accounting finance from California State University at San Jose, and an MBA in Taxation from Golden Gate University. He is a CPA and a licensed Real Estate Broker in the State of California.