Tim Koltveit

Tim Koltveit has a diverse background in the banking and lending industry. Tim has served as the VP/Commercial Relationship Manager at Royal Banks of Missouri since 2022. Prior to this, they worked as a Senior Mortgage Banker at Flat Branch Home Loans from 2021 to 2022, and as a Mortgage Loan Originator at Midland States Bank from 2020 to 2021. Tim also has extensive experience in agricultural lending, having worked as a Vice President at First Bank of Manhattan from 2017 to 2020, where they spearheaded all aspects of agricultural lending and developed public seminars focused on farming topics. Before that, they worked as an Ag Lender at Flanagan State Bank from 2010 to 2017, where they guided all aspects of agricultural lending and performed farm visits.

Tim Koltveit completed their Bachelor's degree in Business Administration and Business Finance from Augustana College, where they attended from 2005 to 2009. Additionally, they obtained a certification from the Ag Credit School at Iowa State University in 2012.