Nikhil Apte

Nikhil Apte is an accomplished Chief Product Officer at Royal Sundaram General Insurance Co. Limited, where a significant track record includes the development of 42 products over 10 years, a robust focus on underwriting, and successful regulatory compliance. Noteworthy achievements encompass executing over 135,000 medical check-ups and launching innovative programs leveraging AI for disease management, alongside effective product rationalization that migrated over 180,000 lives, enhancing profitability. Previous experience includes leadership roles at Max Bupa, where notable contributions involved the launch of market-leading products, and Tata AIG General Insurance, where responsibilities ranged from managing sales and product development to overseeing a complete product portfolio. Educational qualifications include advanced training in strategic leadership from the Indian Institute of Management Bangalore and degrees in marketing and electrical engineering.