Michael J. Carney Jr. is a past President and current member of the Board of Directors. Michael is a principal with the Darling Consulting Group (DCG). Working with a broad range of clients, he provides advisory services in the areas of asset-liability management, strategic planning, budgeting and capital management. Michael has written and spoken for trade associations/publications on such topics as balance sheet management, selecting asset-liability management software and preparing for regulatory exams. Working at DCG since 1983, he has installed and supported modeling systems for more than 300 financial institutions, and he formerly directed DCG’s financial analysis staff, overseeing the preparation of balance sheet models, reports and analyses for banks, thrifts and credit unions. Michael has been involved with a number of community groups. He has served as Vice-Chairman of the Merrimack Valley United Way’s Fund allocation committee, Treasurer of Salem Youth Soccer and a volunteer to Salem Youth Baseball. He is a past chairman of the Salem Municipal Budget Committee and is presently a member of the Salem School Board. Michael is a graduate of the University of New Hampshire, and he currently resides in Salem, NH.