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Ana Espinoza Espinoza

Jefe De Riesgo Comercial at Salinas y Fabres, Salfa

Ana Espinoza Espinoza has extensive experience in commercial risk and credit management, currently serving as Jefe de riesgo comercial at Salfa since September 2021, where leadership of the credit team across various business lines is a primary responsibility. Previously, Ana worked at Claro Chile S.A. from May 2009 to August 2021, fulfilling roles that included Jefe control y calidad facturación, overseeing mobile customer billing quality, and Jefe de cobranza, managing the debt collection process across different stages. Earlier experience at Socofin S.A. involved leading operational processes, while the initial career phase included a supervisory role at Smartcom, focusing on collection metrics and team management. Ana holds a Diplomado en gestión de negocios from Universitat Adolfo Ibáñez and an Ingeniero Comercial degree from Universidad Andres Bello.

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