Cheryl Rayo possesses extensive experience in the financial services sector, particularly in real estate lending. Currently serving as the Vice President of Real Estate Lending at San Mateo Credit Union, Cheryl has held multiple leadership roles including Director of Sales and Secondary Markets and AVP of Real Estate Lending. Prior experience includes working as a Mortgage Supervisor at US Bank Home Mortgage and as Operations Manager at Opes Advisors. Additionally, Cheryl was the Director of Operations at Guardian Life of America and Branch Manager/Mortgage Advisor at Mortgage Network. Education includes studies at the College of San Mateo.