Teresa Forman Welty

Teresa Forman Welty currently serves as the Information Technology Audit Director at Sandy Spring Bank since May 2022. With extensive experience in internal audit and risk management, Teresa has held multiple leadership roles including Internal Audit Manager and Risk Officer at Capital Bank, N.A. since February 2013, and previously worked as the Loan Quality Control Manager at Clear Mountain Bank. Earlier in their career, Teresa was involved in compliance and loan administration at HarVest Bank of Maryland and worked as an independent contractor specializing in financial risk management and compliance training. Teresa's banking experience began as Vice President Branch Administrator at Colombo Bank. Teresa holds a Master's degree in Accounting and Financial Management as well as a Bachelor's degree in Accounting and Business/Management from the University of Maryland Global Campus.