Finance and Credit Management

The Finance and Credit Management team at Santa Cruz County Bank is responsible for overseeing the financial health of the bank, managing credit risk, and ensuring compliance with lending regulations. This team evaluates and approves loans, devises strategies to optimize asset-based lending, oversees Small Business Administration (SBA) lending programs, and maintains robust financial controls. Their work supports the bank's mission by enabling financial stability and growth, thereby facilitating the promotion of local artists and art education through the Arts Collaborative.