Melissa Cluna is an experienced banking professional, currently serving as Branch Manager at Santander Bank, N.A. since October 2008, where previous roles included AVP, Retail Operations Manager, Sales Analyst, and Sales Assistant. Prior experience includes working as a Loan Processor at Advisors Mortgage Group, LLC, and as a Sales Assistant and Account Executive at Beneficial Finance, member of HSBC Bank. Melissa began their career at Sovereign Bank as a Personal Banking Representative and Teller. Educational qualifications include a Bachelor of Science in Marketing from Thomas Edison State University and an Associate of Arts in Business Administration from Brookdale Community College, complemented by a high school diploma from Red Bank Catholic High School.