Oscar Fernandez

Oscar Fernandez currently serves as Expert Manager at Santander Digital Services and Gerente in the Area Corporativa de Riesgos at ISBAN, with both positions held since July 2011. Prior experience includes roles as Senior Project Manager and Senior Solution Manager at FICO, and Program Manager at Avanade, among others. Oscar has a robust background in managing decision management solutions for credit risk across various global financial institutions. Educational qualifications include an MBA from Universidad Carlos III de Madrid and multiple certifications in Project Management and software development. Currently pursuing a Certificate in Climate and Investing from the CFA Institute, Oscar is committed to sustainability studies alongside extensive expertise in technology and risks management.